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Under the Extended Repayment Plan, you may choose standard payments (equal payments over the payment term) or graduated payments (payments that increase every two years).

You will pay more interest on this plan than on the Standard Repayment Plan.

Log in to Your Account See how your Repayment Plan options stack up.

This PDF spells out eligibility, loan terms, advantages, and other good-to-know details.

The most common repayment plan is Standard Repayment. Generally, this is the most economical repayment plan, and it is set up for everyone who is about to begin making payments but has not yet selected a different repayment plan option.

On a Graduated Repayment Plan, payments start low and gradually increase over the years, making this a potentially wise choice for young professionals who expect to earn more money as they advance in their careers.

Payment amounts increase every two years until the loan balance is paid in full.

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